Even before the two Lutheran seminaries in Pennsylvania formally joined to become United Lutheran Seminary, it was decided that making seminary education affordable would be a hallmark of this new venture. To that end, both predecessor seminaries began offering full-tuition scholarship and matching-grants programs in the 2016-17 academic year, a full year before United Lutheran Seminary officially came into existence. These two new programs were in addition to an already substantial financial aid budget.
The seminary is able to make these funding programs available due to the many individual donors, congregations, synods, and churchwide gifts that support us annually. It is in partnering with these generous donors that we are able to offer aid to all degree-seeking students enrolled at least half-time (6 or more credits/semester) who are also making Satisfactory Academic Progress.
Satisfactory Academic Progress is evaluated by both qualitative (GPA) and quantitative (time towards degree completion) methods. A student is no longer making Satisfactory Academic Progress if they fall below a 2.0 cumulative grade point average OR fall below a completion rate of 67% of courses attempted (this includes withdrawals and failed courses).
To determine what your Cost of Attendance (COA) will be at United Lutheran Seminary, see the ULS Cost of Attendance 2018-2019 by degree. Included in the COA are both direct costs (costs that a student is directly billed, like tuition) and indirect costs (costs that a student may or may not incur). The COA is used to determine a student’s financial need. Be advised that these are estimated costs. If you have questions about your particular situation, please contact the Financial Aid Office at 215-248-6301 or firstname.lastname@example.org.
Financial Aid is comprised of gift aid (scholarships and grants) and self help (loans and work study). Students must apply for financial aid each academic year in which they are enrolled.
Students should apply for financial aid when they complete their application for admission or as soon as possible after being admitted. Gift aid is awarded on a rolling basis. Applying early will allow the financial aid office to offer you the most options for which you qualify, as many outside scholarship programs do have firm deadlines. It is suggested that you have the FAFSA and ULS Institutional Financial Aid application completed by May 1 each year.
Students are eligible for this program if they meet the following criteria:
This scholarship will cover tuition for up to 30 credits taken in an academic year, typically taken as 15 credits a semester.
This program will match gifts given to students from congregations, synods, or other judicatory bodies. Gifts will be matched dollar-for-dollar, up to the cost of tuition the student incurs each academic year.
This program is available to all students enrolled in the MDiv, MA, MAML, MAPL, and STM degree programs who don’t qualify for the ELCA full-tuition scholarship. It is also available to Affiliate students who are fulfilling requirements set forth by their Candidacy Committee by paying full price for credits, by enrolling in the Advanced Theological Certificate program, or by enrolling in the STM degree program. Affiliates who take courses as continuing education students or audit courses are not eligible.
This money is available to all students enrolled at least part-time (6 or more credits/semester) in the MDiv, MA, MAML and MAPL degree programs. It is awarded based on both financial need and academic merit, at the discretion of the Financial Aid Committee.
The ELCA Fund for Leaders (FFL) helps to raise up and financially support students studying at ELCA seminaries who have demonstrated outstanding leadership potential and exceptional gifts for ministry. For more information about this program, contact:
Rev. Gabi Aelabouni, Director, ELCA Fund for Leaders
Rev. Mark Olsen, Associate Director, ELCA Fund for Leaders
This is available to students who bring with them a full-tuition scholarship from outside the seminary (Fund for Leaders, Metro New York synod Huneke Fund, VA benefits), and is valued at up to the cost of a one-bedroom apartment for 10 months on the Gettysburg campus or a studio apartment on the Philadelphia campus. Students must live on campus to receive this stipend, as its intended goal is to encourage more robust community life by having students already identified as leaders reside on campus and contribute to the life of United Lutheran Seminary. It is not available to students who live off-campus.
This stipend is not available to students enrolled as MDiv Co-op students, who receive housing assistance through that specialized program.
The Housing Stipends will be offered during the 2017-18 academic year and will be reviewed by seminary administration on an annual basis going forward to determine the availability of housing options on the two campuses.
This award is granted each spring semester to two or three Urban Theological Institute students who have declared a Black Church concentration, have the highest cumulative grade point average and are preparing for ordained ministry. To qualify, a student must have completed a minimum of 30 credits, with 6 of them in the Black Church concentration. A student may receive this award only one time over their seminary career.
All students who have declared the Black Church concentration are eligible to receive a book award each semester they are enrolled. The award is based on a student’s cumulative grade point average as follows:
3.50 – 4.00: $300
3.00 – 3.49: $200
2.50 – 2.99: $100
Students who are enrolled as degree-seeking candidates and are members of the Church of God in Christ are eligible for this scholarship. Students may receive an award each semester, with the amount dependent upon the number of credits a student is enrolled for and the availability of funds.
United Lutheran Seminary participates in the Federal Work Study (FWS) program. This program allows a student to obtain a part-time job on campus to assist in covering their educational expenses. Students typically work 10-12 hours a week. An offer of FWS does not guarantee employment. Students interested in FWS must have been awarded it as part of their financial aid award and complete the Federal Work Study Job Application which is submitted to the Financial Aid Office (email@example.com). (In production, contact Kim Clark directly at firstname.lastname@example.org.) Available FWS jobs will be posted on the ULS website at the beginning of each semester.
The Federal Direct Unsubsidized loan is available to professional and graduate students enrolled in a degree program, at least half-time (6 credits/semester). You do not have to demonstrate any financial need to be eligible.
The amount a student may borrow is determined by deducting any other financial aid the student is receiving (gift aid and work study) from their Cost of Attendance. The maximum annual amount that can be borrowed is $20,500. Interest will begin to accrue on this loan once the funds are disbursed to the school, and these loans continue accruing interest while the student is attending school. For the 2017-18 academic year, the interest rate is 6% with an origination fee of 1.066% (the origination fee is deducted from the loan before the funds are sent to the school). To apply for this loan you must complete a Master Promissory Note and Entrance Counseling online at studentloans.gov.
The Federal Direct PLUS loan is available to professional and graduate students enrolled in a degree program, at least half-time (6 credits/semester). You do not have to demonstrate any financial need to be eligible, but as part of the application a credit check will be performed, so applicants cannot have an adverse credit history.
The amount a student may borrow is determined by deducting any other financial aid the student is receiving (scholarships, grants, work study, loans) from their ULS Cost of Attendance. Interest will begin to accrue on this loan once the funds are disbursed to the school, and these loans continue accruing interest while the student is attending school. For the 2017-18 academic year, the interest rate is a fixed 7% with an origination fee of 4.264% (the origination fee is deducted from the loan before the funds are sent to the school). To apply for this loan you must complete a Federal Direct PLUS loan application and Master Promissory Note (PLUS MPN), available online at studentloans.gov.
It is important to consider and pursue non-seminary sources of financial aid for seminary expenses. Reach out to your congregation, synod or other local judicatory, requesting information on scholarship programs they may have. A list of other sources of financial aid is available by request from the Financial Aid Office (in production, available late Fall 2017).
All students receiving financial support from United Lutheran Seminary must maintain satisfactory progress toward their degree, based on their program of study.
Financial Aid is based on enrollment. Full-time students must maintain 12+ credits per semester. Part-time students must maintain 6+ credits per semester. Larger course loads will not warrant an increase in financial aid. Students who drop below the enrollment upon which their financial aid award was based will have their aid reduced.
All financial aid decisions are made by the Financial Aid Committee.
Students may contact or go to the Financial Aid Office in person and speak with Ms. Kim Clark, Director of Financial Aid if they have any questions regarding their financial aid, need assistance in completing any applications or forms, want financial literacy counseling on student loan borrowing, or with any general financial aid issues.
Students should also contact Kim for VA or GI Bill information.